Please read these Terms of Service ("Terms") carefully before using the InterestCal website (the "Service") operated by InterestCal ("us", "we", or "our").

1. Acceptance of Terms

By accessing or using InterestCal, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.

2. Use License

Permission is granted to use the financial calculators and tools on InterestCal for personal or internal business purposes. You may not:

  • Modify or copy the codebase of the calculators
  • Attempt to decompile or reverse engineer any software on the Service
  • Use the calculators to provide a competing calculation service
  • Remove any copyright or other proprietary notations from the materials

3. Disclaimer of Accuracy

The calculators and content on InterestCal are for educational and informational purposes only. While we strive for accuracy, the results provided by our tools are estimates and should not be relied upon for important financial decisions. We provide no guarantee, express or implied, regarding the accuracy or suitability of the calculated results for your specific situation.

4. Not Financial Advice

InterestCal is not a financial advisor. The Service does not provide personalized investment, tax, or legal advice. Always consult with a qualified financial professional before making significant financial commitments.

5. Limitation of Liability

In no event shall InterestCal or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on InterestCal, even if InterestCal has been notified of the possibility of such damage.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of InterestCal and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of InterestCal.

7. Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by InterestCal. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which InterestCal operates, without regard to its conflict of law provisions.

9. Contact Us

If you have any questions about these Terms, please contact us at hello@interestcal.com.