Dividend Reinvestment Calculator
Model long-term growth with dividend reinvestment, annual contributions, and price appreciation assumptions.
Ending value
$352,451.06
Contributions
$125,000.00
Dividends reinvested
$83,724.32
Capital appreciation
$143,726.74
Scenario Compare
Save up to 4 dividend reinvestment scenarios.
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Reinvestment Growth
Yearly projection
Insights
Generate a concise interpretation of your inputs and outputs. This is educational and hypothetical.
What It Is
The dividend reinvestment calculator models long-term growth when dividends are reinvested instead of withdrawn.
It separates returns into contributions, reinvested dividends, and capital appreciation.
How It Works
Each year, dividends are calculated from current value using dividend yield and added back into portfolio before price growth.
Annual contributions can also be added to simulate continued investing.
Formula
Dividends = value x dividend yield. Updated value = (value + dividends) x (1 + price growth) + contribution.
Capital appreciation is calculated after separating contributions and reinvested dividends.
Example
With 3% yield and 5% price growth, reinvested dividends may contribute materially over decades.
This can help visualize total-return investing behavior.
Frequently Asked Questions
Are dividends guaranteed?
No. Dividend policies can change.
Does this include taxes?
No. Tax impact is not modeled.
Can price growth be negative?
This version currently assumes non-negative growth.